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03.02.130.b Death Benefits





Lump-Sum Death Benefit

If you die while still in active service after 1 year of contributing member, your beneficiary will receive a lump-sum payment equal to your highest salary for 12 consecutive months during the 24 months before you die.  The lump-sum payment will be at least $25,000 but no more than $50,000 and is also paid if you die within 180 days of your last day of service.  The death benefit is in addition to any other benefits to which your beneficiary(ies) may be entitled.

Return of Contributions

In addition to the Lump-Sum Death Benefit, if you die while still in active services, your beneficiary will receive a return of your contributions.  This is a lump-sum payment.  If you meet certain eligibility requirements, a monthly Survivor’s Alternate Benefit may be paid to your beneficiary instead of a return of contributions if you have only one eligible beneficiary living at the time of your death.

More information regarding death benefits may be obtained at: https://www.nctreasurer.com/ret/Benefits%20Handbooks/NCTeaState.pdf